An Evaluation of the Impact of Urban Development Bank in Project Financial in Nigeria
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Abstract on An Evaluation of the Impact of Urban Development Bank in Project Financial in Nigeria
The project is on the “On the evaluation of the impact of Urban Development Bankin project financial in Nigeria. The importance of this is on the benefits of Urban Development Bank in Nigeria especially to the governments and those who manages the activities of the Urban
The research was carried out in a number of states and some branches of Urban Development Banks and found out that the Bank lacks branches in many State and should be traced and solved through their Headquarter in Abuja.
Chapter One of An Evaluation of the Impact of Urban Development Bank in Project Financial in Nigeria
In the history of Nigeria, most of the Governments at one time or the other and also the articulate members of the public have recognized the growing need of Urban infrastructure Development in Nigeria. This can easily be inferred from the alarming rate of urbanization in Nigeria. Over the past few years and they continued deteriorating State of Urban environment and the numerous attendants problems.
The background to the setting up of the Urban Development Bank of Nigeria PLC can be traced to the preparation of the third National Development Plan in 1974-75. At that period, Urban problems were becoming very visible and important that the ten Federal Government had to set up a Federal Ministry of Urban development and environment. This ministry had to scrapped about three years after due to the inability of the ministry to properly execute its orations, as a result of the failure of conceptualization of what should be the mission of the ministry.
In appreciation of the necessity to redress the situation of deteriorating various state of our Urban environments, some various committees had been set up of government to look into the matter adequate.
These committees came up with various reports and proposals gave rise to the establishment in 1997 of the Nigeria State Urban Development Programme (NSUDP) for the purpose of reducing the acute shortage of accommodation in the then newly created States of Bauch, Benue, Gongola, Imo, Niger, Ogun and Ondo. But it was soon realized that the programme was not capable of adequately handling the programme of Urban Development.
As a result of this inadequately, the infrastructure Development fund (IDF) was introduced in 1985 as a replacement for the Nigeria State Urban Development programmes. The infrastructure Development fund (IDF) was introduced and soon ran into troubled water in order to find a permanent or lasting solution to the problem, Government accepted the proposal of developing a financial structure based on local initiatives and resources for Urban development with increased value of financial discipline. Hence, the Urban Development Bank of Nigeria Plc was established under Decree No. 51 of 1992, better known as the Urban Development Bank of Nigeria Decree of 1992.
In conclusion, the urban development bank of Nigeria Plc was established and charged within the promotion and development of urban centers through the provision of financial credit on a long term braise to States, Local Government and private sectors for the purpose of the Urban project and financing.
The bank is expected to finance project on Urban infrastructure, Urban Benewal, Economic Development project, social projects and Institution Development.
OBJECTIVE OF THE STUDY
The purpose for which the writer dedicated to undertake this study is lasted below:
i. To review the sources of funds available to the Urban Development Bank of Nigeria Plc.
ii. To identify the various types of project financed by the Urban Development Bank of Nigeria.
iii. To find out the extent of participation in projects by the urban Development Bank of Nigeria.
iv. To evaluate the impact of Urban Development Bank of Nigeria in the Nigeria Economy.
v. To assess the effects of Government policies on the operation of Urban Development Bank of Nigeria.
vi. To identify the factors that are hindering the effective performance of Urban Development Bank of Nigeria.
vii. To review how the Urban Development Bank of Nigeria grants loans to its customers.
viii. To fee its management of Urban Development Bank of Nigeria is making adequate investment with mobilized funds.
ix. To make recommendations based on the findings of the research.
a) What are the sources of funds available to Urban Development
b) What are the various types of project financial by Urban Development
c) What is the extent of participation in projects of Urban.
Finally the inability of the bank officials to finish the researcher with certain facts and figures due largely to the bank’s policies concerning giving out of such information.
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