Spiral Growth of Banks in Nigeria. Manpower Problems and Solutions
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Abstract on Spiral Growth of Banks in Nigeria. Manpower Problems and Solutions
This research seeks to highlight the spiral growth of banks in Nigeria: Manpower problems and solutions. In pursuance of this investigation, the researcher will formulate four research objectives, utilize library and sample survey techniques. Data will be gathered through primary and secondary sources. The data gathered will then be analyse using tabular and textual modes of data presentation. The major finding of this research is to know whether the institutional arrangements available to the banking industry to train and develop its manpower in order to match the growth in the industry are adequate and sufficient. Some of the problems encountered by banks due to inadequate manpower will be discuss. In the course of this research, the researcher will encounter some constraints which include time constraint, financial constraint and lack of materials. Some recommendations will be made which if implemented will enhance abundant and professionally trained manpower for the banking industry.
Chapter one on Spiral Growth of Banks in Nigeria. Manpower Problems and Solutions
BACKGROUND OF THE STUDY
In Nigeria, commercial and merchant banking date back to 1894 when the Bank of British West Africa (BBWA) was established and 1960 when Philip Hill (Nigeria) limited and Nigeria acceptances limited were set up. Since thus, the general profile of the Nigeria banking industry has transformed in various dimensions, and particularly, the growth in terms of number has been quite phenomenal. Thus, the number of commercial and merchant banks in the country comes to 120 (with 2076 branches) as at the end of december, 1994 according to reports released by the central Bank of Nigeria. This was unexpected because various policies put in place so as to achieve a realistic exchange rate for naira disrupted price levels. Another reason for the increase in number of banks is the widening of the sphere which banks could operate.
The general deregulation permits banks to do lot more business and particularly the distribution between merchant and commercial banking. Therefore, the upsurge in number of bank itself is a positive development because more people are now aware of banking services than before but the rapid expansion that has been envisaged above in the number of banks and their branches would no doubt require greater bank manpower throughout the system. Bank management quite unlike the management of other business, is a specialized profession because its stock in trade (i.e. money) s so easy to defalcate. Therefore, it calls for people of extremely high calibre and good training. It is therefore, against this background that he researcher wishes to x-ray the manpower implications of this spiral growth of banks in Nigeria with a view to identify the problems and offer solutions.
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